New Home Loan Application

This will take approximately 5—10 minutes

Initial Questions
Answer a few questions to start your application

  • Personal Information
  • Tell us a bit more about yourself
  • Loan Details
  • Review and confirm what you need
  • Review & Submit

Review your information and submit your application when ready.

  • Latest 3 months’ salary slips
  • Latest stamped 3 months’ personal bank statements
  • Copy of your ID document
  • Copy of marriage certificate or antenuptial contract (ANC)
  • Copy of the offer to purchase

The right solutions for the right home

A home loan will offer you the finance you require to purchase an existing residential property. This loan may be combined with a range of facilities and options to personalise your home loan.

To qualify for a Home Loan you’ll need to meet the following criteria:

Future Use takes into consideration the hectic pace of life today and the fact that your needs change from one moment to the next. By planning ahead, you can use the available value in your home to your best advantage.

  • Individual: min. income of R25 000 per month
  • Joint application: at least one of the individuals must earn a min of R25 000 per month
  • A property valued at R600 000 or higher
  • You need to be 18 years or older
  • Have a clear credit record
  • Meet the affordability criteria
  • Have the legal capacity to sign a contract